Here, we devise a simple yet customizable financial plan according to the financial goals of our client. We conduct a thorough interview our our clients to understand their goals and preferences, & also conduct a risk assessment and financial goal planning exercise to get the clients to properly quantify their risk tolerance and concrete financial goals to reach using this service.
The risk assessment consists of a questionnaire which helps us gather information about the client’s attitude towards risk, their tolerance towards it, and whether their risk tolerance is matching their financial capacity to maintain such tolerance.
In the financial goals section, we establish what financial commitments does the client want to prepare for and what timeline is to be established to be able to achieve them. Based on this information, we find out what level of returns are required to be able to fulfill these goals taking into account the client’s initial outlay and whether these goals are feasible or not.
Based on the client’s responses and stated requirements, we advise on a financial plan which should help the client reach his or her financial goals and even surpass them with time. The financial plan may include any combination of investments into different financial instruments including direct equity, insurance plans and mutual funds (including debt, equity & others) as per the specific requirements of the client.
This service is available for a one time cost of Rs 12000 excluding GST.
We are SEBI registered investment advisors. Hence, we maintain complete independence in our views. We receive no commission or fees from AMCs/insurance companies for recommending any plan. Thereby our interest aligns only with the interest of our client/investor.